Financing a System Replacement

Two ways to pay over time, both with nothing due at installation and both subject to credit approval. Every figure is calculated from the terms printed beside it, and the terms are what you should read.

The two offers

Fixed-rate installment financing

Due at installation: $0
Fixed APR: 9.99%
Maximum term: 120 months

A fixed rate over a fixed term, with nothing due at installation. The payment does not change and there is no promotional period to miss. The rate you are offered depends on the amount financed and on your credit, and it is set by the lender rather than by us.

Best for: A full system replacement you intend to pay off over years rather than months, where a predictable payment matters more than a headline rate.

Representative example

$8,500 financed at 9.99% APR for 120 months is $112.28 per month. Total of payments $13,473.73. This is a representative example, not an offer of credit. Your rate and term depend on the amount financed and on your credit, and are set by the lender. With approved credit.

Financing partnernot shown

Twelve-month deferred interest

Due at installation: $0
Promotional period: 12 months

No interest is charged if the full purchase balance is paid within the promotional period. This is the offer that most needs reading carefully: interest accrues from the date of purchase from day one, and if any of the balance is left at the end of the period — or if a required payment is missed — that accrued interest is charged to the account in full. Paying only the minimum payment will not clear the balance in time.

Best for: Somebody who already has the money coming — an insurance settlement, a bonus, a sale — and wants the work done now. It is a poor fit for anybody who intends to pay it down gradually.

Representative example

On $8,500 over a 12-month promotional period, clearing the balance means paying about $708.33 per month — which is what it takes to avoid the accrued interest, and it is more than the minimum payment the statement will ask for. Interest accrues from the date of purchase and is charged in full if any balance remains at the end of the period. With approved credit.

Financing partnernot shown

Who lends the money

A third-party lender, not us. That matters more than it sounds: the rate, the term, the approval and the promotional rules are all theirs. We can hand you an application and tell you what the terms say. We cannot tell you what you will be approved for.

Financing partnernot shown

Tax credits and rebates

There are usually one or two programs running that touch this kind of work. We will tell you which ones currently exist and who administers them, and we will put the equipment details on your invoice in the form the programs ask for. We will not tell you what you will receive, and we do not reduce a quote by an amount somebody else has to approve.

Two service vans parked nose-out on a gravel lot at the end of the day, a shop bay door half open behind them.

Tell us what it's doing and we'll come look.

Three questions, an address, and a photo of the model plate if you can safely get one.

Book a service call Call (770) 555-0187